Tips to Help You Become a Good Listener

You will get far in life if you are a good listener. That is a piece of advice we are given often. But those of us who are attentive to things will confess that it is not easy being a good listener. Actually, being a good listener is one of the hardest things in this world. The matter is made even more challenging by the fact that you not only have to be a good listener, but also to come across as a good listener. The bit about being seen as a good listener is the harder bit.

All said and done, the first thing you need to do, if you want to become a good listener, is to really pay attention to the person you are listening to, and stop your mind from always being in the mode of preparing a response. This is something that requires a lot of poise and confidence. Unfortunately for many of us, we are always anxious about appearing to be intelligent or appearing to be well informed. For that reason, we are always preparing responses, which makes us fail to pay attention to what is actually being said. The whole thing is actually self-defeating: for when you fail to pay attention to what is actually being said, you end up being unable to craft truly appropriate responses.

Another thing you need to do, if you want to become a good listener, is to be always pausing before replying. If you have been really paying attention, and not preparing a response, then this pause will occur to you naturally. Pausing helps you in any event, because it keeps you from blurting out responses that you are likely to regret. You have to remember that in most cases, the first thing that occurs for you to say is not always the best thing to say: hence the need for you to pause and reconsider, before speaking.

In being a good listener, you need to pay attention to both what is said and what is implied. This is a delicate balancing act, especially given the fact that what is implied is often weightier than what is said. Yet in trying to decipher what is implied, you run the risk of starting to think too deeply while the other person is speaking – thus distracting your attention from what is being said, and coming across as an inattentive person. But the good thing here is this: the moment you instruct your mind to pay attention to what is being implied, the mind seems to be capable of deciphering the same for you without need for your conscious attention.

Tips to Help You Secure a Business Loan from a Bank

Securing a business loan from a bank is not always easy. It can be particularly daunting if you happen to be seeking to finance a new business. The bankers tend to be deeply conflicted people: always looking for opportunities to lend money, and at the same time always being so cautious about the lending that they end up rejecting a good number of loan applications. Against this background, there are some things you can do to increase chances of securing a business loan from a bank. Securing such a loan is important, because short of a soft loan from a friend or a relative, a bank loan is the next best source of business finance.

Your chances of securing a business loan from a bank will be greatly enhanced if you manage to demonstrate to the bank that you actually understand the business you are getting into. The banks are wary of lending money to people who are getting into businesses they don’t understand — because that is not a wise thing for them to do. If you have some experience in the field you are getting into, you are likely to find business financing from the banks easy to come by.

You are more likely to secure a business loan from a bank if you can demonstrate that you have done due diligence on the sort of enterprise you are considering setting up. This entails things like market research, projections on expected expenditures and expected earnings… and so on.

Securing a business loan from a bank will be much easier for you if you can demonstrate that you will be able to repay the loan, even in the worst case scenario. To do this, you may need to register for an account with the bank in question. Then you may need to regularly log in to the account hence registered for, and deposit funds frequently. From the deposits, the bank can create a history on the basis of which it can decide whether or not to lend you money.

All in all, you have to keep it in mind, even as you approach the bank for a business loan, that the bankers are actually lending money that is not theirs! They mobilize funds from their savings customers and from other bigger banks, and then try to lend the same funds to people like you. They therefore can’t afford to make mistakes, hence the scenario where they tend to be so cautious about lending: especially to new businesses.